COBRA quote is huge, any alternatives? - 4 months and counting

I just got my COBRA paperwork and the deadline to decide is close. I have been trying to stay organised about it. My spouse has a chronic condition, so dropping coverage feels risky. How did you decide?

A quick call to the plan's member line cleared up two things for us that the letter did not.

Check what the notice says about the election period and when coverage starts. Mine allowed a short window to choose.