COBRA quote is huge, any alternatives? - 3 months and counting

The COBRA quote for my family is $150 a month and I do not know how to afford it. My spouse has a chronic condition, so dropping coverage feels risky.

Thanks for writing this out. I went through something close to it 3 months ago, and it settled down once I kept a simple log of every call and form.

Check what the notice says about the election period and when coverage starts. Mine allowed a short window to choose.