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COBRA quote is huge, any alternatives? - 25 weeks in

  • Zara Alvarado

    5/8/2026, 12:00:51 AM

    The COBRA quote for my family is $400 a month and I do not know how to afford it. I have been trying to stay organised about it. My old employer will not help with the premium. Did anyone switch mid-year?

  • Noah Alvarado

    8/9/2026, 3:07:30 PM

    I priced both side by side: total yearly cost, doctors in network and the deductible. Marketplace was cheaper for us, but only because our doctors were covered.

  • Lukas Alvarado

    9/19/2026, 11:50:13 AM

    If you have a planned treatment, COBRA can make sense for a few months. Otherwise look at the marketplace first.

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