COBRA quote is huge, any alternatives? - 12 months and counting

I just got my COBRA paperwork and the deadline to decide is close. I have been trying to stay organised about it. My spouse has a chronic condition, so dropping coverage feels risky. Did anyone switch mid-year?

Check what the notice says about the election period and when coverage starts. Mine allowed a short window to choose.

Thanks for writing this out. I went through something close to it last year, and it settled down once I kept a simple log of every call and form.