COBRA costs more than my rent, what did you do? - what worked for you?

I was offered COBRA and the monthly cost is more than I expected as a school bus driver. I am in Honolulu, in case local advice matters. I saw that marketplace plans might cost less. Is the decision time really that tight?

If you have a planned treatment, COBRA can make sense for a few months. Otherwise look at the marketplace first.

Keep everything in writing and save the confirmation numbers. It made the follow-up calls so much easier.