COBRA costs more than my rent, what did you do? - what worked for you?

I was offered COBRA and the monthly cost is more than I expected as a delivery driver. My old employer will not help with the premium. How did you decide?

Check what the notice says about the election period and when coverage starts. Mine allowed a short window to choose.

A quick call to the plan's member line cleared up two things for us that the letter did not.