COBRA costs more than my rent, what did you do? - what worked for you?

The COBRA quote for my family is $1100 a month and I do not know how to afford it. I am in Columbus, in case local advice matters. My spouse has a chronic condition, so dropping coverage feels risky. Is the decision time really that tight?

Check what the notice says about the election period and when coverage starts. Mine allowed a short window to choose.

A quick call to the plan's member line cleared up two things for us that the letter did not.