COBRA costs more than my rent, what did you do? - what worked for you?

I just got my COBRA paperwork and the deadline to decide is close. My spouse has a chronic condition, so dropping coverage feels risky. Is the decision time really that tight?

If you have a planned treatment, COBRA can make sense for a few months. Otherwise look at the marketplace first.

Keep everything in writing and save the confirmation numbers. It saved me later.