COBRA costs more than my rent, what did you do? (update)

The COBRA quote for my family is $150 a month and I do not know how to afford it. I have read a lot of threads here and could not find my exact situation. My spouse has a chronic condition, so dropping coverage feels risky. Did anyone switch mid-year?

Check what the notice says about the election period and when coverage starts. Mine allowed a short window to choose.