COBRA costs more than my rent, what did you do?, school bus driver here

I just got my COBRA paperwork and the deadline to decide is close. It has been weighing on me all week. My spouse has a chronic condition, so dropping coverage feels risky. Did anyone switch mid-year?

A quick call to the plan's member line cleared up two things for us that the letter did not.

Thanks for writing this out. I went through something close to it last year, and it settled down once I kept a simple log of every call and form.