COBRA costs more than my rent, what did you do?, school bus driver here

I just got my COBRA paperwork and the deadline to decide is close. Any experience at all would help. My old employer will not help with the premium. Did anyone switch mid-year?

Thanks for writing this out. I went through something close to it 8 months ago, and it got easier once I kept a simple log of every call and form.

If you have a planned treatment, COBRA can make sense for a few months. Otherwise look at the marketplace first.