COBRA costs more than my rent, what did you do?, home health aide here

I just got my COBRA paperwork and the deadline to decide is close. My spouse has a chronic condition, so dropping coverage feels risky. Did anyone switch mid-year?

A quick call to the plan's member line cleared up two things for us that the letter did not.

Check what the notice says about the election period and when coverage starts. Mine allowed a short window to choose.