COBRA costs more than my rent, what did you do? (Charlotte)

The COBRA quote for my family is $400 a month and I do not know how to afford it. It has been weighing on me all week. I saw that marketplace plans might cost less. Is the decision time really that tight?

Thanks for writing this out. I went through something close to it 11 months ago, and it settled down once I kept a simple log of every call and form.