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COBRA costs more than my rent, what did you do? - any advice?

  • Wren Mercer

    8/6/2026, 11:58:51 PM

    I just got my COBRA paperwork and the deadline to decide is close. I am in Portland, in case local advice matters. I saw that marketplace plans might cost less.

  • Vivek Mercer

    8/21/2026, 10:46:26 AM

    I priced both side by side: total yearly cost, doctors in network and the deductible. Marketplace was cheaper for us, but only because our doctors were covered.

  • Sanjay Mercer

    9/17/2026, 4:33:45 AM

    Thanks for writing this out. I went through something close to it last year, and it settled down once I kept a simple log of every call and form.

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