COBRA costs more than my rent, what did you do? - any advice?

I was offered COBRA and the monthly cost is more than I expected as a procurement assistant. My spouse has a chronic condition, so dropping coverage feels risky. How did you decide?

Keep everything in writing and save the confirmation numbers. It made the follow-up calls so much easier.

I priced both side by side: total yearly cost, doctors in network and the deductible. Marketplace was cheaper for us, but only because our doctors were covered.