COBRA costs more than my rent, what did you do? - any advice?

I was offered COBRA and the monthly cost is more than I expected as a web developer. I would rather hear the honest version than the polite one. My spouse has a chronic condition, so dropping coverage feels risky. Is the decision time really that tight?

If you have a planned treatment, COBRA can make sense for a few months. Otherwise look at the marketplace first.

A quick call to the plan's member line cleared up two things for us that the letter did not.