COBRA costs more than my rent, what did you do? (Albuquerque)

The COBRA quote for my family is $950 a month and I do not know how to afford it. I do not usually post, so bear with me. I saw that marketplace plans might cost less. Is the decision time really that tight?

If you have a planned treatment, COBRA can make sense for a few months. Otherwise look at the marketplace first.

I priced both side by side: total yearly cost, doctors in network and the deductible. Marketplace was cheaper for us, but only because our doctors were covered.