COBRA costs more than my rent, what did you do? after 7 years as a payroll clerk

I was offered COBRA and the monthly cost is more than I expected as a payroll clerk. I saw that marketplace plans might cost less. Did anyone switch mid-year?

I priced both side by side: total yearly cost, doctors in network and the deductible. Marketplace was cheaper for us, but only because our doctors were covered.

Keep everything in writing and save the confirmation numbers. It saved me later.