COBRA costs more than my rent, what did you do? after 18 years as a software tester

The COBRA quote for my family is $350 a month and I do not know how to afford it. I would rather hear the honest version than the polite one. My spouse has a chronic condition, so dropping coverage feels risky. Is the decision time really that tight?

Keep everything in writing and save the confirmation numbers. It made the follow-up calls so much easier.

If you have a planned treatment, COBRA can make sense for a few months. Otherwise look at the marketplace first.