COBRA costs more than my rent, what did you do? after 15 years as a web developer

I just got my COBRA paperwork and the deadline to decide is close. My old employer will not help with the premium. Is the decision time really that tight?

I priced both side by side: total yearly cost, doctors in network and the deductible. Marketplace was cheaper for us, but only because our doctors were covered.

If you have a planned treatment, COBRA can make sense for a few months. Otherwise look at the marketplace first.