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COBRA costs more than my rent, what did you do?

  • Zara Nkemelu

    6/19/2026, 1:43:08 AM

    I was offered COBRA and the monthly cost is more than I expected as an HR coordinator. It has been weighing on me all week. My spouse has a chronic condition, so dropping coverage feels risky. How did you decide?

  • Lukas Nkemelu

    9/17/2026, 9:29:18 AM

    I priced both side by side: total yearly cost, doctors in network and the deductible. Marketplace was cheaper for us, but only because our doctors were covered.

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