COBRA costs more than my rent, what did you do?

I was offered COBRA and the monthly cost is more than I expected as a home health aide. It has been weighing on me all week. I saw that marketplace plans might cost less. Is the decision time really that tight?

If you have a planned treatment, COBRA can make sense for a few months. Otherwise look at the marketplace first.

Check what the notice says about the election period and when coverage starts. Mine allowed a short window to choose.