COBRA costs more than my rent, what did you do? - 8 months and counting

I just got my COBRA paperwork and the deadline to decide is close. I would rather hear the honest version than the polite one. My spouse has a chronic condition, so dropping coverage feels risky.

Thanks for writing this out. I went through something close to it last year, and it settled down once I kept a simple log of every call and form.

If you have a planned treatment, COBRA can make sense for a few months. Otherwise look at the marketplace first.