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COBRA costs more than my rent, what did you do?

  • Mateo Moreno

    6/10/2026, 4:49:42 PM

    I just got my COBRA paperwork and the deadline to decide is close. I am in Honolulu, in case local advice matters. I saw that marketplace plans might cost less. Did anyone switch mid-year?

  • Aisha Moreno

    9/16/2026, 9:41:40 PM

    I priced both side by side: total yearly cost, doctors in network and the deductible. Marketplace was cheaper for us, but only because our doctors were covered.

  • Nadia Moreno

    9/24/2026, 8:57:23 PM

    A quick call to the plan's member line cleared up two things for us that the letter did not.

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