COBRA costs more than my rent, what did you do?

The COBRA quote for my family is $1050 a month and I do not know how to afford it. Any experience at all would help. I saw that marketplace plans might cost less. Is the decision time really that tight?

Thanks for writing this out. I went through something close to it last year, and it settled down once I kept a simple log of every call and form.

Keep everything in writing and save the confirmation numbers. It saved me later.