COBRA costs more than my rent, what did you do? - 22 weeks in

I was offered COBRA and the monthly cost is more than I expected as a delivery driver. This is my first time dealing with any of this. I saw that marketplace plans might cost less. How did you decide?

If you have a planned treatment, COBRA can make sense for a few months. Otherwise look at the marketplace first.

A quick call to the plan's member line cleared up two things for us that the letter did not.