COBRA costs more than my rent, what did you do? - 2 months and counting

I just got my COBRA paperwork and the deadline to decide is close. My spouse has a chronic condition, so dropping coverage feels risky. Is the decision time really that tight?

Thanks for writing this out. I went through something close to it last year, and it settled down once I kept a simple log of every call and form.

I priced both side by side: total yearly cost, doctors in network and the deductible. Marketplace was cheaper for us, but only because our doctors were covered.